Whether you carry private health insurance or a policy offered by the government, you’ll want to start watching news and deadlines associated with the Affordable Care Act. The Act affects the types of policies that are now available, and also defines the times you can enroll, even if your healthcare insurance is private. A few things are important to know right now:
Enrollment has closed for 2014 healthcare coverage.
You may still be eligible to modify your 2014 coverage if you gain a dependent (through marriage, adoption or birth),
become a citizen, or become newly eligible for cost-sharing assistance. If this occurs, you have 60 days to enroll or change plans.
Enrollment for 2015 begins November 15, 2014, and must be completed no later than February 15, 2015.
If you want your policy to be effective as of January 1, 2015, then complete your enrollment by December 15, 2014.